Disclaimer

Effective Date: October 1, 2024

The information provided by Mortgage Loan Lab ("we," "us," or "our") on this website (the “Site”) is for general informational and educational purposes only. All content, including articles, videos, tools, and calculators, is offered to help users better understand the mortgage process but should not be considered financial, legal, or professional advice. By using this website, you acknowledge and agree to the following disclaimers:

1. No Professional Advice

Mortgage Loan Lab is not a lender, financial institution, or real estate agency. We do not offer personalized financial, legal, or real estate advice. The content available on our website is intended solely for educational purposes and should not be used as a substitute for professional advice. Always consult with a licensed mortgage professional, real estate agent, attorney, accountant, or financial planner before making any real estate or financial decisions.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information, Mortgage Loan Lab makes no warranties or representations as to the accuracy, reliability, completeness, or timeliness of the content provided. Mortgage rates, qualification amounts, and other financial data can vary widely and are subject to change. All mortgage calculators, estimates, and tools are for general reference only and should not be solely relied upon when making decisions. It is your responsibility to verify any information before acting on it.

3. No Guarantee of Results

Mortgage Loan Lab does not guarantee any specific outcomes, such as loan approvals, qualification amounts, or successful real estate transactions. The results of using our tools or following the information provided on this Site may vary based on your individual circumstances, market conditions, and lender guidelines.

4. Third-Party Links

Our Site may contain links to third-party websites or services for your convenience. Mortgage Loan Lab is not responsible for the content, policies, or practices of any third-party websites. The inclusion of any external links does not imply endorsement or association with the linked sites. Use third-party links at your own risk.

5. No Affiliation with Government Agencies

Mortgage Loan Lab is not affiliated with any government agencies, including the VA, FHA, or any other federal, state, or local entities. This website has not been approved, endorsed, or sponsored by any government agency.

6. Limitation of Liability

To the fullest extent permitted by law, Mortgage Loan Lab and its affiliates, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site, reliance on the information provided, or your inability to access the Site. This includes but is not limited to any errors or omissions in content, inaccuracies in mortgage calculations, or interruptions in service.

7. Use at Your Own Risk

Your use of the website and any reliance you place on the information provided is at your own risk. We encourage users to conduct their own research and seek professional guidance tailored to their personal situation.

8. Changes to this Disclaimer

We reserve the right to update or change this Disclaimer at any time without prior notice. Any changes will be posted on this page and become effective immediately upon posting.

9. Contact Us

If you have any questions about this Disclaimer or the content provided on Mortgage Loan Lab, please contact us at:

info@mortgageloanlab.loan